Your Protected Lifetime Benefit Awaits

As a LAGERS member, you join nearly 40,000 Missouri local government employees across the State of Missouri serving their local communities.  With your new LAGERS Defined Benefit Plan, you have a valuable tool in helping you to plan and reach a secure retirement with protected lifetime benefits from your employer.

How it Works

Your LAGERS retirement benefit provides guaranteed monthly payments based upon your working career.  The payments begin at your retirement and continue until your death. The amount of your monthly benefit is based upon three factors:


• How long you work

• How much you earn in salary

• A unique set of benefit levels elected by your employer


Your benefit is calculated using a formula based on the above three factors. Your benefit is not affected by swings in the markets.  It is professionally managed so that you do not have to choose your investments or worry about fees.  You also will never have to worry about outliving your LAGERS benefit because it is payable every month for as long as you live.


With your LAGERS benefit, you have the peace of mind knowing that if you commit your career to public service and your community, you will have earned a secure retirement benefit that you can count on. To become eligible to receive your benefit, you must first become vested with the system. Visit our Summary of Benefits page to learn more.

Missouri Local Government Employees Retirement System

Phone:   1-800-447-4334      Local:  573-636-9455        Fax:  573-636-9671     Email:


701 West Main St.     PO Box 1665     Jefferson City, MO 65102