Applying for your LAGERS retirement benefit is easy!  Below is your step by step guide through the LAGERS retirement process to help get you on your way to your retirement destination!


Questions?  Contact a benefit specialist today!

Attend a Pre-Retirement Seminar in an area near you!

Before you initiate your retirement application process, here are few things to think about:


Are you eligible to retire?


Have you received a LAGERS benefit estimate?

Although it is not mandatory that you receive a personalized benefit estimate prior to retirement, it is highly recommended that you do so. This estimate will give you an idea of what your monthly LAGERS benefit will be along with your specific payout options. It may also help you determine if you are financially prepared to retire. You may obtain your free estimate by contacting our office or logging on the myLAGERS member web portal.


When would you like to begin your retirement?

You must submit your application for retirement 30-90 days prior to when you want to start receiving your monthly benefit. Your monthly benefit will be paid on the first day of each month for that month.


Read our blog post about common mistakes LAGERS members make as they near retirement.

In order to initiate the retirement process, you will need to complete the Application for Retirement Form (LRS-8) or use the simple step-by-step guide on the myLAGERS web portal. You can obtain the paper form either from your employer or online. Please also submit the following to our office:


Application for Retirement (LRS-8)

Copy of your Birth Certificate




Baptismal Certificate

School or College Record

Military Discharge Paper (DD Form 214)



Step 1: Apply for Your Retirement

Upon receipt of your application, a LAGERS benefit specialist will verify your wage and employment information with your employer and then calculate your individual benefit payable under each Payment Option.


Approximately 2-3 weeks before your retirement date, you will receive your customized Retirement Options Packet. Once you receive this information, please submit the following back to our office:


Election of Allowance Option Form (LRS-9)

Missouri & Federal Tax Withholding Form (MO-W-4P & W-4P)

Direct Deposit Form (LRS-6, optional)


If you elect Option A OR B, please also submit:


Copy of your Spouse’s Birth Certificate

Copy of your Marriage License

Step 2: Select a Payment Option

You will begin receiving your LAGERS benefit on or about the first day of the month for that month beginning on your effective date of retirement. If you choose to direct deposit, you will receive a check stub for your first payment.

Missouri Local Government Employees Retirement System

Phone:   1-800-447-4334      Local:  573-636-9455        Fax:  573-636-9671     Email:


701 West Main St.     PO Box 1665     Jefferson City, MO 65102